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    Insurance program editor
    In the process of buying and selling international goods, which party is responsible for insuring the international trade transportation insurance should be determined based on the price conditions negotiated by the buyer and the seller. For example, according to F.O.B. and C.F.R. conditions, the insurance should be handled by the buyer for international transportation insurance; if the C.I.F. conditions are satisfied, the insurance should be handled by the seller for international transportation insurance. The general procedure for handling international trade transportation insurance is:
    1. Determine the amount of international transportation insurance
    The insured amount is the basis for all insurance premiums and the basis for calculating compensation after the loss of the goods. According to international practice, the insured amount should be calculated based on the expected profit of C.I.F. on the invoice. However, the market conditions of different countries are different, and the management methods for import and export trade are also different. There are two ways to apply for import and export cargo transportation insurance from the People’s Insurance Company of China: one is to insure one by one; the other is to sign an appointment insurance contract.
    2. Fill in the international transportation insurance application form
    An insurance policy is a written application made by the insured to the insurer. Its main contents include the name of the insured, the name of the insured goods, the mark, quantity and packaging, the amount of insurance, the name of the means of transport, the date of departure and departure, and the place of investment. Type of insurance, date of insured and signature, etc.
    3. Pay insurance premiums and obtain insurance policies
    The insurance premium is calculated at the insurance premium rate of the other insurance. Insurance rates are based on different risks, different commodities, different modes of transportation, and different destinations, and are formulated with reference to international rates. It is divided into “general cargo rate” and “specified cargo rate”. The former is the rate for general commodities, and the latter refers to the rate for specially listed goods (such as certain fragile and fragile commodities) in addition to the general rate.
    After paying the insurance premium, the insured can obtain an insurance policy (insurance policy). The insurance policy actually constitutes an insurance contract between the insurer and the insurer, and it is the guarantee that the insurer seeks the insurer. In the event of loss or destruction within the insurance coverage, the insured can claim compensation by the insurer.
    4. Procedures for filing a claim
    When the insured goods suffer losses that fall within the scope of insurance liability, the insured can request compensation from the insurer. If the contract is concluded according to the 8 price conditions included in the E, F, and C groups of [INCOTERNS1990], the buyer should generally handle the claim. If the contract is concluded according to the five price conditions included in the D group of [INCOTERNS1990], the buyer or the seller shall handle the claim as appropriate.
    After the insured goods arrive at the destination, if the consignee finds that the whole package is short or obviously damaged, it should immediately obtain a certificate of damage or difference from the carrier or related parties, and contact the inspection and claims agent designated by the insurance company to apply for inspection. Submit an inspection report to determine the extent of the loss; meanwhile, file a claim against the carrier or the responsible party. If it is an insurance liability, you can fill in the claim list, together with a copy of the bill of lading, packing list, original insurance policy, weight list, repair configuration fee certificate, visa or business records of the third party responsible, and claims against the third party responsible Complaints against insurance companies for correspondence, etc. The claim should be filed and handled within the validity period of the insurance, otherwise the insurance company may not handle Cargo Insurance